New Start Home Finance
New Start Home

Welcome to your New Start Home Loans!

Whether you are looking to purchase a home or investment in 2013, or you’re looking to refinance a current loan – we’ve got the expertise to assist you. At New Start Home Finance, we offer a professional service to help you find the loan that best suits you from a large gallery of Australia's top lenders. Our experienced team of finance consultants are ready and willing to help you secure financing.

Perth Home loans and re-financing are our speciality. We have helped Perth residents re-finance their current loans and mortgages and made sure that we found the most suited home loan for them.

When you are planning to make the biggest financial decision of your life, you want an expert guiding your hand so you don’t go down the wrong path. We will evaluate your current and future financial needs in order to provide a solid plan to help you reach your financial goals and strive to bring you clarity in a confusing and ever-changing industry.

Above all, New Start Home Finance delivers peace of mind. You won’t have to worry about a long and drawn-out loan process. One meeting with us and we’ll do the rest. You’ll have the best loan the market can offer and all you need to do is sign.

So allow us to offer you a fresh start on a new investment. You can’t afford not to.

Perth Home loans and Perth Mortgages and re-financing are our Specialty, make New start finance and loans your Perth number 1 in loans.

We help find cheap interest rates in Perth.

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Vision & Mission

To use our professional expertise to aid our clients in realising their home ownership dreams thus creating a lifelong relationship built on trust.


Shopping for a home can be an exciting time. It’s fun to imagine living in this area or that, envisioning what your life might be like in each different environment. But before you get swept away in the excitement, here are some practical tips to keep in mind:

Get Pre-Approved

As much fun as it is to look at a variety of houses, it’s important to know what you can afford. Getting pre-approved by the bank will give you a ballpark on what you can afford.

Be Honest With Yourself

Just because you’re approved for a certain amount doesn’t mean you will actually be able to afford it comfortably. Once you have a pre-approval, take a look at your monthly income and expenses. Consider whether or not the number you were quoted is something that fits easily into your lifestyle. If not, mentally adjust the number so you’re not stuck buying a home that leaves you unable to afford anything else. 

Consider Utilities

The price of heating, cooling, water and the like can be a major expense that new homebuyers don’t think to ask about. Find out exactly how much the utilities cost – it’s fair to ask for a monthly average from the seller, presented to you in writing. If it costs $400/month to heat the home, it’s important for the seller to disclose that.

Bid Low

Once you find a home you like, it’s perfectly fair to bid lower than the asking price. In fact, you should. Many homebuyers price their homes expecting that a buyer will offer a slightly lower bid. If you’re paying the asking price, there’s a chance you are paying too much. However, use caution: In some in-demand areas, bidding below the asking price may lose you your dream home.  Use your judgment and knowledge of the area when making a bid.

MFAA approved broker New Start Finance Group Pty Ltd (ACN 127 802 484) ATF The New Start Mortgage Company Unit Trust
ABN: 23 479 827 955 ACL: 387831
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